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There is an ever-growing need for cost-effective and quality pension services for smaller and medium sized pension schemes. Windsor Actuarial meets that need by providing an exceptional and inexpensive service to our clients.

A pension involves a significant proportion of a company’s capital. It has the potential to to consume much more than initially proposed. The Pension Regulator has new requirments that must be followed. New levies must be paid.

Corporate Pensions

We are corporate pensions specialists. We have the extensive knowledge and experience required to guide our clients and to alleviate the onerous responsibilities of running a pension scheme.

We work with our clients to develop solutions to meet their particular pensions challenges.

We offer an extensive range of services to pension funds. Please click on any of the following for more details:-

For further information, please contact mail@windsorac.com



Pensions and Actuarial Consultancy

We can support pension schemes and sponsoring companies to emerge stronger after these changes have been implemented, supporting negotiations and supporting the development and implementation of the Statement of Funding Principles.

For further information, please contact mail@windsorac.com

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Actuarial Valuations – Four Types

Once, a scheme had to produce a single valuation, - and that only every five years! Now the Regulators specify four distinct types – Funding (with the new requirements), Solvency, Pension Protection Fund Levy, and for the Company accounts. As these are all based on the same membership and assets, an overall approach, if possible, saves time and money.

We are experienced in providing both the valuations and reports, but also the supporting advice in implementation, monitoring, and staying compliant.

For further information, please contact mail@windsorac.com

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Forecasting and What-ifs

Current valuations become out of date, and although annual actuarial reports help to monitor the ongoing process, many trustees want to test the likely progression of the scheme's fortunes. Our projection software can investigate how future actuarial valuations are likely to look – and how the fund grows (or shrinks) due to the combined effect of contributions, exits and investment returns.

We can also provide variation analysis, investigating, for example, what may happen if investment returns or mortality do not progress as expected, and advise on when to do something about it.

For further information, please contact mail@windsorac.com

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Liability Driven Investment (LDI)

The topic of the month – but in reality a 'classic' concept. Our liability model shows when our outgos are expected – can we invest in order to match them with income, and hence reduce the risk. The answer is usually 'Yes – but to a limited extent'. However, the liability pattern can vary enormously between schemes, and appropriate modelling can give more confidence in asset allocation decisions by type and sector.

For further information, please contact mail@windsorac.com

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Solvency and Winding-up

The fate of many schemes recently – this can be a drawn-out process, but attention to administrative detail and timely communications can contain it significantly. Usually difficult to present in a positive light – but an efficient process can leave members less dissatisfied – important if any of them remain as employees – or less likely to raise a formal complaint.

For further information, please contact mail@windsorac.com

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Presentation in Accounts

International Accounting Standards replace the UK's Financial Reporting Standards, but requirements are substantially the same, with pension liabilities being shown in the company’s accounts using a pessimistic (high) basis, and an explicit format for year on year movements. We are experienced in providing the relevant figures on the agreed bases, to meet tight reporting deadlines.

For further information, please contact mail@windsorac.com

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